Rent to Own Commercial Vehicles Made Simple

A practical pathway to get the vehicle your business needs — without a large upfront cost.

Depending on your situation, some lenders may offer rapid assessments.

Check my rent-to-own eligibility (30 sec)

100% free · No credit score impact · No obligation

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✔︎ Backed by 10+ years of experience in financial services.
Trusted by truck & transport operators across Melbourne & Australia.

Our Panel of 40+ Lenders

Logos of Australia’s top business lenders partnered with Casey Asset Finance

Why rent-to-own is a smart choice for commercial vehicles

Rent-to-own removes the upfront financial pressure so you can stay on the road, support your workload, and keep your business moving.

  • No large deposit

  • Low barriers to approval

  • Keep more cash flow available

  • Fixed predictable repayments

  • Simple path to ownership

  • Start using the vehicle immediately

Whether you’re delivering goods, servicing clients, transporting tools, or running multiple sites, rent-to-own gives you the flexibility to operate without large upfront commitments.

What is a rent to own commercial vehicle agreement?

A rent-to-own agreement allows you to use the vehicle now while making fixed weekly or monthly payments.

At the end of the term, ownership transfers to you after the final instalment.

This option suits:

  • Tradies

  • Delivery drivers

  • Construction contractors

  • Service technicians

  • Mobile businesses

  • Growing fleets

  • New entrant needing a vehicle fast

Rent-to-own offers a smooth, flexible path to owning the vehicle without the financial strain of a full purchase upfront.

Who this suits best

You may be a good fit for rent-to-own if your business:

  • Needs a vehicle urgently

  • Wants to avoid a large upfront payment

  • Has consistent weekly or monthly income

  • Runs active jobs, contracts, or bookings

  • Is newer and little banking history

  • Prefers simple, predictable repayments

  • Has been declined by traditional lenders

What lenders look for

  • Any current work arrangements

  • Steady work

  • Vehicle type and condition

  • ABN & GST registration

  • Bad credit profiles acceptable

  • Ability to manage predictable repayments

Full financial statements are not required in most cases.

Rent-to-own assessments are simpler than traditional vehicle finance.

Most providers focus on:

Benefits of rent to own commercial vehicles

  • Low deposit (10% minimum)

  • Fast approvals

  • Simple documentation

  • Clear, predictable repayments

  • Flexible options for newer businesses

  • Start earning with the vehicle immediately

  • Suitable for a wide range of industries

Common uses

  • Trades and construction

  • Mobile service vehicles

  • Delivery and courier work

  • Expanding a small fleet

  • Replacing an unreliable vehicle

  • Preserving cash flow

  • Seasonal workload increases

Check my rent-to-own eligibility (30 sec)

Eligibility criteria

Most rent-to-own providers require:

  • ABN & GST registration

  • New entrants and 1-day ABN

  • Can declare consistent income

  • Basic ID checks

  • No minimum credit score

Financials or bank statements typically not required.

How the process works

1. Quick pre-assessment

Share basic details — no impact to your credit.

2. Choose your commercial vehicle

Vans, utes, small trucks, service vehicles & more.

3. Approval & documentation

Straightforward contracts, minimal paperwork.

4. Drive away & get to work

Use the vehicle immediately and gain ownership at the end.

See which options you may qualify for

100% free · No credit score impact · No obligation

Why choose Casey Asset Finance?

  • Access to multiple commercial vehicle lenders

  • Options tailored to tradies, delivery & construction

  • Clear, simple guidance at every step

  • Fast processing & responsive communication

  • Support comparing multiple rent-to-own providers

  • 10+ years of experience

We help you secure the right vehicle fast — with a smooth, stress-free experience.

What you can expect

  • Transparent, friendly support

  • Fast responses and clear communication

  • Lender options tailored to your situation

  • Straightforward application process

  • A focus on cash-flow-friendly outcomes

Frequently Asked Questions

  • Some approvals may be available within 24–48 hours.

  • Yes. At least 10% deposit depending on the commercial vehicle.

  • No. Checking your options has no impact.
    We explain when a credit check may be required.

  • Yes - you just need industry experience.

  • Vans, utes, small trucks, service vehicles, and other commercial vehicles depending on the provider.

Ready to explore your rent-to-own commercial vehicle options?

See your options in 30 seconds — no credit score impact.

Check my rent-to-own eligibility (30 sec)

100% free · No credit score impact · No obligation

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