Rent-to-Own Vans
A second-chance pathway for business owners who need a van now — built on open consideration, not past credit.
100% free • No credit score impact • No obligation
🏆 Lenders’ Choice Broker of the Year 2025 Finalist (Optimise Awards).
Our Panel of 40+ Lenders
Why a rent-to-own van?
Rent-to-own is one of the simplest ways to get a commercial van without large upfront costs or full financials.
Perfect for couriers & delivery contracts
Works for new ABNs
Options available for bad credit
Fast turnaround (great if contracts are starting soon)
Predictable weekly repayments
Own the van at the end
If you need to get on the road quickly — rent-to-own can be the easiest path.
What is rent-to-own van finance?
Rent-to-own is a business finance structure where:
You pick the van
A lender buys it
You rent it for a fixed term
Ownership transfers to you at the end
It’s similar to a lease, but with guaranteed ownership once all payments are completed.
Who rent-to-own vans suits
Rent-to-own is an excellent fit for:
Couriers
Delivery drivers (Amazon, Australia Post, Aramex, Toll, FedEx)
Trades & service businesses
Cleaning companies
Refrigerated delivery vans
Start-up transport operators
Businesses with inconsistent cash flow
Anyone needing a van ASAP
We help match you to the right lender based on your business profile.
Lender criteria snapshot
Most lenders look for:
ABN registered (new ABNs accepted)
Can meet weekly repayments
Van suitability (age, condition, type)
No bank statements required
Minimal documents, new ABNs, unpaid debts, and imperfect credit can still considered.
What lenders look for
Industry experience
Suitable asset
Low credit scores are acceptable
Unpaid and paid defaults are acceptable
Your current situation matter more than your past.
Even with a higher-risk profile, lenders are very open-minded and can work with you.
How the process works
1. Choose the van
New or used — from a dealer or private seller.
2. Check your eligibility
Short call to understand your business.
3. We match you to the best lender
Based on your future cash flow, credit profile, and van.
4. Approval issued
Sometimes within 24 hours.
5. Van is paid for
Lender pays the seller and you collect the van.
6. Rent while you operate
Simple, predictable, fixed. Make money today.
7. Ownership at the end
Once the term ends, own it outright.
100% free · No credit score impact · No obligation
Eligibility
You may qualify even if you:
Are just starting up
Don’t have financials
Can’t provide bank statements
Have previous credit issues
Have current defaults
Need very fast approval
Rent-to-own lenders focus on real-world business performance — not just numbers on paper or what happened to you years ago.
What vans can be financed?
Most commercial vans are eligible, including:
Toyota HiAce
Hyundai Staria Load
Renault Trafic
Mercedes-Benz Sprinter
Ford Transit
LDV Deliver 9
Volkswagen Transporter
Refrigerated vans
High-roof & long-wheelbase vans
If it's used for business, there’s likely a suitable lender.
Benefits of rent-to-own vans
No large deposit required
Fast & flexible approval
Easy for new and growing businesses
Works for low-doc and bad credit
Fixed weekly repayments
Upgrade options
Refinance options
Ownership guaranteed at the end
This keeps cash flow stable while getting you operational quickly.
Why choose Casey Asset Finance
Clear guidance for all van purchase scenarios
Lenders who specialise in complex credit profiles
Fast assessments with minimal friction
Personalised support throughout the process
A focus on transparency and simplicity
Proven experience with challenging credit situations
What you can expect
Respectful, simple communication
Zero judgment — just solutions
No unnecessary paperwork
Honest expectations upfront
A tailored plan that fits your situation
Support before, during, and after settlement
Frequently Asked Questions
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Not at all — most cases only require ABN, ID, and deposit.
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Yes — many rent-to-own lenders are credit-flexible.
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Yes — most lenders accept refrigerated delivery vans.
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Some lenders approve in 24 hours and settle shortly after.
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Usually, yes — at least 10% of the purchase price.
Ready to get started?
Get clear guidance — and options based on your business today.
100% free · No credit score impact · No obligation