Rent to Own for Australian Business Owners

Get the truck, vehicle, or machinery you need — even if you don’t have the best credit or account conduct.

CASEY helps you get your business moving even if you’ve have bad credit.

Check My Eligibility (30 sec)

100% free · No credit score impact · No obligation

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Why choose rent to own?

Rent-to-own is a simple, flexible way to get the assets your business needs even when it feels like you have no options.

  • Deposits as low as 10%.

  • Predictable weekly payments

  • Build towards ownership over time

  • Suitable for challenged businesses

  • More flexible credit approval criteria

  • Tax-deductible payments (confirm with your accountant)

  • Fast assessments from some providers

It’s designed for business owners who need their asset working to make money — not waiting for an indefinite no.

What is rent-to-own?

Rent-to-own allows your business to:

  • Choose the asset you need

  • Use it while making fixed payments

  • Own it at the end of the agreement (subject to terms)

  • Option to buy after 12 months

This structure is ideal for businesses wanting a straightforward path to ownership.

Who is rent-to-own suitable for?

Rent-to-own is often chosen by:

  • Transport operators

  • Construction and civil companies

  • Trades and service businesses

  • Earthmoving and excavation contractors

  • Manufacturing workshops

  • Freight and logistics

  • New ABNs (case-by-case)

  • Businesses wanting flexible approval options

If your business relies on equipment to generate income, rent-to-own can help.

General eligibility criteria

Most providers look for:

  • Have an ABN

  • Must be for business use

  • 100 points of ID

  • Asset 2013 - 2025

  • Business activity

  • Relevant industry experience

Some providers may also consider:

  • No bank statements

  • Poor credit scores

  • Outstanding defaults

  • New 1-day ABNs

Everything is handled safely and privately on your behalf.

How the process works

1. Check your eligibility (30 sec)

Tell us what you want to finance.

2. We match you to the right provider

No lender names — we compare behind the scenes.

3. Get your approval

Fast, clear feedback.

4. Finalise your asset

Dealer or private sale.

See which options you may qualify for

100% free · No credit score impact · No obligation

What assets can you rent-to-own?

Most business assets qualify, including:

  • Prime movers

  • Light trucks

  • Utes and vans

  • Trailers

  • Earthmoving equipment

  • Machinery

  • Construction equipment

  • Workshop equipment

  • Agricultural assets

Asset category pages link below.

Benefits of rent-to-own

  • Simple application process

  • Fast approval turnaround

  • Suitable for new and growing operators

  • Flexible requirements

  • No major upfront costs

  • Clear path to ownership

  • Tax-deductible repayments (check with your accountant)

Can I rent-to-own a private sale asset?

Yes — private sales may be accepted if:

  • PPSR is clear

  • VIN/serial numbers match

  • Photos supplied

  • Seller information provided

  • Condition fits the provider’s guidelines

Dealer purchases are often quicker, but both are possible.

Do I need a deposit?

Deposit requirements depend on:

  • Asset type

  • Age and condition

  • Strength of the applicant

  • Credit file

  • Supporting security

Some applications are approved for deposits as low as 10%, while higher-risk applications may require20%+.

Can new ABNs apply?

Yes — some providers can consider:

  • New operators with experience

  • Businesses with upcoming contracts

  • Applicants with limited financials

  • Additional guarantor support

Approvals are case-by-case but very possible.

What documents do I need?

Depending on the provider, you may only need:

  • Driver’s licence

  • Basic business details

  • Photos of the asset

  • Sales link or invoice

  • Compliance plate photo

Some cases may require:

  • Guarantor (for higher-value deals)

  • Mechanical inspection (private sales or older assets)

  • Proof of security for certain applications

Applications often do not require any financials.

Common reasons businesses choose rent-to-own

  • Starting a new contract

  • Expanding operations

  • Replacing older equipment

  • Managing cash flow predictably

  • Avoiding large upfront purchases

  • Growing a fleet

  • Upgrading equipment

A practical option for businesses that need equipment working, not waiting.

Check your rent-to-own options (30 sec)

Frequently Asked Questions

  • Yes — depending on age and condition.

  • Not always. Some providers accept low-doc or no-doc applications.

  • Yes — as long as standard checks are completed.

  • Many assessments are completed quickly once required information is provided.

  • Yes — subject to finalisation terms.

Ready to get started?

Tell us what you want to finance and we’ll take care of the rest.

Check my rent-to-own eligibility (30 sec)

100% free · No credit score impact · No obligation

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