Rent to Own Trucks, Utes & Vans - Get Approved When Banks Say No
Your first work vehicle under your ABN.
Declined elsewhere? New ABN? Not perfect credit?
We can help you get moving.
Small team · Straight talk · Fast answers
★ 100 % free pre assessment. No impact on your credit score.
Approval and timing subject to lender and applicant profile.
Who we help
Tradies starting out on their own
Couriers / small-parcel delivery
Support workers / NDIS / community care
Freight & logistics
Transport & pantechs
Civil, earthworks, gardeners, landscapers
If you need a vehicle to earn, this is for you.
What you can get (Rent to Own / Rent to Buy)
Utes (single/dual cab, trays, canopies)
Vans (cargo, refrigerated)
Sedans & SUVs (support work, mobile services)
Pantechs (light/medium rigid)
Trailers (box, tipper, plant)
Yellow goods (small plant & equipment)
Trucks (light/medium rigid)
Typical terms 12–48 months. Low up-front. Own it at the end (subject to contract).
Why Casey Asset Finance
We specialise in first-asset approvals for new ABNs and prior declines
Docs-light pathways (bank-statement based where suitable)
Fast, human help from Melbourne’s south-east
Clear repayments. No fluff. You’ll know where you stand fast
How it works
1.
Quick enquiry
Reach out to us in 30 seconds.
2.
Pre-assessment
Without wasting your credit file.
3.
We place you
With a flexible lender for your situation.
4.
Sign & start earning
Once approved, get funded fast.
Can I still qualify if…
The bank said no? Yes—different lenders, different rules.
I’m PAYG turning ABN? Yes. That’s common.
I’ve got bumps on my file? Maybe. We’ll be honest and show the pathway.
I don’t have full financials? That’s okay. We might not even need statements.
What these lenders look for (and how we help)
ABN (new or existing) → We’ll make sure your file tells the right story.
GST → This is a minimum requirement for this option
Quote → If you have a link to the vehicle, that’s a good starting point.
Credit report → Any paid or unpaid defaults will need a clear explanation.
Asset fit → The vehicle must match the work you do.
Real quick wins (recent scenarios)
Freight Transport start-up: Car Carrier funded with minimal upfront to buy their first truck.
Concrete Mixer Truck balloon overdue 10-months and approved without bank statements.
21-year-old start-up: Concrete Line Pump approved without property ownership or comparable credit.
FAQs (read this if you’re worried)
Is this “no credit check”?
At first, yes — we’ll review your options before any credit check. Lenders still check credit when assessing, but they’re more flexible with past issues and often don’t need to sight your bank statements.
Do I need a deposit?
Not always. A deposit is deal, but if you don’t have one, you can often use your car or truck as extra security.
Can I include fit-outs on the vehicle?
Yes — trays, fridges, mixers and more can usually be included..
What happens at the end?
You own the asset. During the team, as your situation and credit improves, you can choose to refinance to a mainstream lender.
Apply in 60 seconds
When the banks say no, we help you get started.
Your first ute, van or truck under your ABN—fast.
Compliance
Credit checks and lending criteria apply. Approval is not guaranteed. Fees and charges may apply. Repayments vary by asset, term and profile. Casey Asset Finance is a specialist broker—we compare options from niche lenders to find a suitable placement.