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Unsecured business loan calculator

If you’re looking at a term loan, this helps you estimate repayments and total interest before you enquire.
Enter your assumptions below—results are estimates only.

To keep this useful, this page stays focused on the numbers—not what you’ll be approved for.

Crunch the numbers

Crunch the numbers
Estimate repayments for an unsecured business term loan. Adjust the amount, term, interest rate and repayment frequency.
Enter the loan amount. This is an estimate tool only.
Slider range is for convenience only. You can type a different amount if needed.
Term (months)
12 months (0 means “not selected yet”.)
Enter your assumption. This is not a quoted rate.
Repayment frequency
Your estimated repayments
–
Based on your selected frequency
Total interest paid: –
Total amount to repay: –
No obligation · Consent-first
Estimates only. Excludes fees and charges. Actual approvals, pricing and repayment schedules may vary. Business use only.

A simple way to sanity-check the result

  • If the repayment only works at a very low rate, treat that as a sign to slow down and check what’s realistic.

  • Compare total interest paid and total amount to repay, not just the weekly/monthly figure.

  • If your cash flow is uneven month-to-month, choose a repayment frequency you can actually stick with.

When this calculator is the right tool

This is best for term-loan style unsecured business lending (principal + interest over a fixed term).

If you’re exploring other structures, start here: Unsecured business loans →

If the estimate looks close, the next step is checking eligibility

We’ll confirm what’s realistic for your situation before anything proceeds.

Check Eligibility (30 sec)

100% free • No credit score impact

Compliance & consent

Nothing proceeds without your consent. If you’re unsure what rate or term to use, you can still check eligibility and we’ll guide you on what matters.