Equipment Lease Calculator

Estimate your monthly instalments on an equipment finance lease so you can compare options before committing. All figures shown are excluding GST.

$
Enter an amount between $5,000 and $200,000 ex GST.
▼
Standard finance lease terms for equipment.

This tool is for indication only and does not constitute an approval or formal quote. Repayments include the standard fees and charges used for this pricing tier and may change at assessment.

Your estimated

monthly instalment

$0.00

Based on a $30,000 purchase over 60 months (ex GST).

You might be glad you did.
Even if you're comparing finance lease and rent-to-own options.

100% free. Quote only. Obligation free.

Request your free equipment lease quote

You're enquiring about an estimated $0.00 per month over 60 months for a $30,000 purchase (ex GST).

By submitting this form you’re requesting an obligation-free quote only. We’ll never run a credit check without speaking with you first.

Frequently Asked Questions

  • This calculator provides an indicative monthly repayment based on common equipment lease terms used in Australia. It’s designed to give you a reliable estimate, but the final approval amount will always depend on your business profile, time in trading and the lender’s assessment.

  • You can use it for nearly all commercial equipment, including machinery, tools, vehicles, hospitality equipment, gym equipment, technology, medical devices, construction gear and more. If it’s business-use equipment, the calculator applies.

  • Just two things:

    • The purchase price (excluding GST)

    • Your preferred lease term (24–60 months)

    The calculator instantly estimates monthly repayments using standard lease factors.

  • Yes — the estimates include the standard fees typically built into equipment leasing structures. If you want a fully itemised quote, you can request one after calculating your repayment.

  • You can estimate repayments over 24, 36, 48 or 60 months. These are the most common terms used for equipment leasing in Australia.

  • Yes. A finance lease usually keeps ownership with the lender during the term, while a rent-to-own agreement provides a pathway to ownership. A chattel mortgage is a loan where the business owns the asset from day one. This calculator specifically estimates finance lease repayments.

  • No. Calculating repayments is 100% credit-score safe. We never run credit checks unless you choose to proceed with an application and explicitly agree to it.

  • Yes — but your actual approval outcome will depend on how long you’ve been trading, your financials and the type of equipment. New ABNs can get finance, but the terms may differ.

  • Yes. Whether you’re in construction, hospitality, fitness, manufacturing, retail, transport or professional services, the calculator uses industry-wide lease structures suitable for most commercial equipment.

  • After you estimate your repayments, you can submit the quick quote form. We’ll review your scenario, run it through the correct lender criteria and confirm your personalised options — usually within the same day.