Rapid Approval Business Loans Made Simple

Straightforward guidance and support when your business needs answers quickly.

Depending on your situation, some lenders may offer rapid assessments.

See Your Loan Options (30 Sec)

100% free · No credit score impact · No obligation

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✔︎ Backed by 10+ years of experience in financial services.
Trusted by small business owners across Melbourne & Australia.

Our Panel of 40+ Lenders

Logos of Australia’s top business lenders partnered with Casey Asset Finance

When your business needs a fast decision — not delays

Rapid approval business loans are designed for business owners who need a quick outcome so they can keep operating, planning, and moving forward.

They can help when you are facing:

  • A time-sensitive expense

  • An unexpected cash flow dip

  • A project that needs funding now

  • Urgent supplier terms

  • Short-term opportunities

  • Delays in customer payments

We simplify the process so you can understand your options clearly.

What is a Rapid Approval Business Loan?

A rapid approval business loan is a short-term funding solution where lenders aim to provide a fast decision after reviewing your recent trading activity.

These loans are commonly used for:

  • Working capital

  • Stock purchases

  • Repairs or replacements

  • Marketing

  • Immediate operational needs

They are typically:

  • Unsecured

  • Short-term

  • Based on business turnover

  • Designed for speed and clarity

When rapid-approval loans may help

A rapid approval loan may be suitable if your business:

  • Needs fast clarity

  • Prefers a simpler process

  • Has consistent monthly turnover

  • Wants a short-term funding option

  • Has an urgent need for capital

  • Needs support navigating lender requirements

If you’re unsure whether this type of loan fits your situation, we can help talk through it.

What lenders look for

Lenders offering rapid assessments generally focus on:

  • Monthly business revenue

  • 90 days of bank statements

  • BAS lodgements (often last 2 quarters)

  • Bank account conduct

  • Existing borrowing commitments

  • Loan purpose

  • Credit history

We help match your business with lenders whose criteria fit your profile.

How rapid approval loans work

1. Quick pre-assessment (30 seconds)

Tell us a few simple details about your business.

2. Provide recent bank statements

Most lenders require your last 90 days.

3. Rapid assessment begins

Depending on your business details, lenders may be able to provide fast decisions.

4. Final processing

If approved, settlement timing depends on the lender and product type.

See which options you may qualify for

100% free · No credit score impact · No obligation

Benefits of rapid approval business loans

  • Faster decision-making

  • Minimal documentation required

  • Works for many business types

  • Flexible use of funds

  • Shorter commitment periods

  • Designed for time-sensitive needs

These loans help businesses move quickly when timing matters.

Things to consider before applying

While rapid-approval loans are helpful, it’s important to consider:

  • They are short-term products

  • Repayments may be daily or weekly

  • Loan amounts depend on turnover

  • Different lenders have different criteria

  • Total cost varies between loan types

We help you understand everything clearly before you proceed.

Rapid-approval funding options available

Depending on your circumstances, options may include:

  • Short-term unsecured loans

  • Working capital loans

  • Cash flow loans

  • Turnover-based funding

  • Line-of-credit style products (case-by-case)

Most lenders look for:

  • Active ABN

  • Consistent turnover

  • Up-to-date BAS

  • Limited reversals

  • Clear reason for funds

We make each step easier to understand.

Why business owners choose Casey Asset Finance

Because fast decisions require clear guidance.

We help by:

  • Explaining available options

  • Matching you with suitable lenders

  • Presenting your information clearly

  • Keeping communication simple and transparent

  • Supporting you through every step

No pressure — just clarity.

What to expect when you enquire

When you reach out:

  • We have a quick conversation to understand your situation

  • We help collect the right details

  • We present your case clearly to lenders

  • You receive support from start to finish

  • You get updates throughout the process

Our goal is to make the experience easy during time-sensitive situations.

Frequently asked questions

  • This depends on your situation and the lender. Some may provide fast decisions after reviewing your recent business activity.

  • Working capital, stock, repairs, growth opportunities, and general business expenses.

  • It varies, but many lenders prioritise recent turnover and cash flow.

  • We explain this clearly before any submission.

Ready to explore your rapid approval loan options?

You’ll receive:

  • A quick pre-assessment

  • Clear explanation of your options

  • Guidance on what lenders need

  • Support throughout the process

See Your Loan Options (Takes 30 Secs)

100% free · No credit score impact · No obligation