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Business loans made simple for Australian businesses

Get funding to stabilise cash flow, grow, or take on new work — without the confusion or delays.

CASEY helps real-world businesses understand what’s achievable and supports you through every step.

Check Eligibility (30 sec)

100% free • No credit score impact

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Logos of Australia’s top business lenders partnered with Casey Asset Finance

Why business owners choose CASEY

Business funding can feel overwhelming, especially when cash flow is tight, income fluctuates or you’ve been declined before. We make the process clear, structured and supportive so you always know where you stand.

We specialise in helping construction, trades, manufacturing, transport and equipment-heavy businesses that need practical guidance — not generic advice.

What you get

  • Clear guidance on the options suited to your business

  • A review of your bank statements and trading patterns

  • A simple explanation of what’s realistic

  • A practical pathway forward

  • Support from application to settlement

Who this suits

This is built for business owners who want clarity and fast support, including:

  • Construction and trade businesses

  • Manufacturing and fabrication

  • Transport and logistics operators

  • Equipment-heavy industries

  • Businesses with inconsistent income

  • Owners with previous declines or cash flow pressure

General criteria

Most lenders look for:

  • 6 months of business bank statements

  • Consistent or stable trading income

  • A clear purpose for the funds

  • An active ABN

  • Manageable liabilities or arrears

Requirements vary, and we help you understand where your business sits.

How it works

A simple, low-stress process designed for busy business owners.

  1. Quick eligibility check
    Tell us about your business in under 30 seconds.

  2. Statement review
    We analyse trading patterns, income, stability and pressure points.

  3. Funding pathway
    We map your options and explain them in plain language.

  4. Application support
    We strengthen and structure your application for credit teams.

  5. Outcome
    Receive clear next steps and progress updates until settlement.

Check Eligibility (30 sec)

Eligibility overview

You may qualify if your business has steady activity, 6 months of statements and a clear purpose for the loan. Even if you’re dealing with inconsistent income, growth pressures, ATO stress or past declines, we help you understand your real options.

  • ABN registered

  • Preferably 12+ months trading

  • Consistent weekly or monthly turnover

  • Active business bank account

  • Revenue sufficient for the loan size requested

Common uses

  • Working capital

  • Hiring and payroll

  • Stock and materials

  • Expanding into new jobs

  • Equipment repairs or upgrades

  • Managing seasonal dips

  • Covering unexpected expenses

Benefits of a CASEY business loan

We remove uncertainty so you can make decisions with confidence. You receive personal guidance, a clear plan and support through every step — especially when your situation isn’t “perfect on paper”.

Key considerations

Every loan comes with responsibility. Repayments must align with your cash flow, borrowing should support business growth, and not all products suit every scenario. We help you weigh your options safely and clearly.

Ready to understand your options?

A quick form helps us map out realistic funding pathways for your business.

Check Eligibility (30 sec)

Industry challenges we help solve

Construction & Trades

Irregular cash flow, progress payments and equipment needs.

Manufacturing

Material costs, workflow timing and machinery upgrades.

Transport & Logistics

Fuel pressures, maintenance and contract gaps.

Earthmoving & Civil

Seasonal shifts, invoice delays and equipment-intensive operations.

We assess your situation through a practical, real-world lens.

Scenarios

Growing faster than cash flow

A business winning bigger jobs may need working capital to keep production moving.

Taking on new opportunities

A subcontractor may need equipment or materials to start a project sooner.

Declined elsewhere

We help you understand why and present a stronger, more structured application.

Cash flow dip

Short-term funding can stabilise operations while income recovers.

What if I do nothing

Doing nothing often means continued pressure, missed opportunities and slower growth.
Getting clarity today gives you a safe, structured path to move forward with confidence.

CASEY makes the process simple, supportive and tailored to your business.

Want clarity on your business loan options?

We’ll guide you through each step — without pressure or complexity.

Check Eligibility (30 sec)

Frequently asked questions

  • Every business is different. The amount depends on your cash flow, trading history, liabilities and the stability shown in your bank statements. We assess this quickly and give you a realistic guide so you know what’s achievable before applying.

  • Assessment speed depends on your documents, trading stability and the type of loan. Once we review your bank statements, we tell you exactly what to expect and how fast your scenario can move.

  • Not always. For many business loan products, lenders rely primarily on your business bank statements and trading activity. At minimum, 6 months of business statements are required.

  • Yes. Many business owners experience fluctuations, especially in construction, trades and seasonal industries. We analyse your statement patterns and identify options suited to real-world trading, not perfect financials.

  • Often, yes. A decline usually happens because the application wasn’t structured clearly, the wrong product was chosen, or the lender’s criteria didn’t match your scenario. We review the reasons and map a more appropriate pathway forward.

  • A pre-assessment does not affect your score. If you proceed to a formal application, a credit check may be required. We only move forward when there is a realistic pathway to approval.

  • Most applications require:

    • 6 months’ business bank statements

    • Basic business details

    • A clear purpose for the funds
      Additional documents may be requested depending on your trading history or loan type.

  • Yes. Many businesses use funding to stabilise operations, cover payroll, purchase materials, or manage timing gaps between invoices.

Related resources

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Understand your options if your credit history isn’t perfect and what lenders look for when reviewing your business.

Working Capital Loans

Short-term support to stabilise cash flow, cover expenses or bridge delays in customer payments.

Equipment Finance

Upgrade or replace essential machinery, tools and vehicles without large upfront costs.

Rent to Own Trucks & Equipment

Flexible options for businesses that need vehicles or equipment quickly but prefer low-commitment pathways.

How to Improve Your Business Credit Score (Blog)

A simple guide for strengthening your financial profile before applying for finance.

What Bad Credit Lenders Look For

A practical explanation of how credit teams for bad credit assess cash flow, income stability and spending behaviours.