Instant Business Loans Made Simple

Simple, straightforward funding options designed to give your business fast clarity.

Depending on your situation, some lenders may provide approvals in a short turnaround.

See Your Loan Options (30 Sec)

100% free · No credit score impact · No obligation

🏆 Lenders’ Choice Broker of the Year 2025 Finalist (Optimise Awards).
✔︎ Backed by 10+ years of experience in financial services.
Trusted by small business owners across Melbourne & Australia.

Our Panel of 40+ Lenders

Logos of Australia’s top business lenders partnered with Casey Asset Finance

Instant clarity when your business needs direction fast

Sometimes the most important thing isn’t just the funding — it’s knowing what’s possible now.

Instant business loans help business owners:

  • Understand their options quickly

  • Manage time-sensitive situations

  • Get clarity on next steps

  • Navigate cash flow pressures

  • Keep projects and operations moving

At Casey Asset Finance, we focus on simplicity, transparency, and support throughout the entire process.

What is an Instant Business Loan?

An instant business loan is a short-term funding product designed to provide a fast assessment, giving you a quick indication of what loan options may be available to your business.

Depending on the lender and your business details, decisions can be made in a short turnaround.

Instant business loans are commonly used for:

  • Urgent cash flow needs

  • Stock and inventory

  • Short-term projects

  • Equipment repairs

  • Supplier payments

  • Opportunity-based decisions

They are generally:

  • Short-term

  • Unsecured

  • Based on recent performance

  • Designed for simplicity and speed

Who instant business loans are suitable for

An instant business loan may be helpful if your business:

  • Has consistent monthly turnover

  • Needs fast clarity

  • Faces an immediate cost or shortfall

  • Prefers minimal documentation

  • Wants short-term funding rather than long-term commitments

If you’re unsure whether this type of funding suits your situation, we can walk through it with you.

What lenders look for

Every lender is different, but many assess:

  • Business revenue

  • Bank statement history

  • BAS lodgements (commonly last 2 quarters)

  • Reason for the loan

  • Credit history

  • Existing business commitments

We help match your profile with lenders who align with your situation.

How instant business loans work

1. Quick pre-assessment (30 seconds)

You share a few basic details about your business.

2. Provide recent bank statements

Most lenders only need your last 90 days.

3. Assessment begins immediately

Depending on the lender and your business details, you may receive a fast decision.

4. Funding follows lender timelines

If approved, settlement timing depends on the lender and the loan type.

See which options you may qualify for

100% free · No credit score impact · No obligation

Benefits of instant business loans

  • Quick assessment

  • Simple requirements

  • Suitable for many industries

  • Flexible loan purposes

  • Shorter commitments

  • Designed for speed and clarity

This type of loan provides fast visibility on what your business may be eligible for.

Factors to consider

As helpful as instant business loans can be, it’s important to understand:

  • They are short-term solutions

  • Repayments are usually daily or weekly

  • They are designed for speed rather than long loan terms

  • Total cost varies between lenders

We explain everything clearly so you can make an informed decision.

Instant loan options available

Depending on your trading history, lenders may offer:

  • Short-term unsecured loans

  • Cash flow loans

  • Working capital loans

  • Turnover-based facilities

  • Small line-of-credit style products (profile dependent)

Most lenders look for:

  • Consistent turnover

  • Business bank statements

  • Minimal reversals

  • Active ABN

  • Clear purpose for funds

We help simplify the process.

Why business owners choose Casey Asset Finance

Because having clarity matters.

We help by:

  • Explaining your options clearly

  • Matching you with suitable lenders

  • Preparing your application properly

  • Helping you avoid confusion

  • Supporting you from start to finish

Our approach is simple:
No pressure. No jargon. Just honest guidance.

What to expect during the process

When you enquire:

  • We have a quick discussion about your situation

  • We help gather the right information

  • We present your file clearly to lenders

  • You receive updates at every step

  • You get support all the way through

We make the process easier and more transparent.

Frequently asked questions

  • This depends on your business details and the lender’s criteria. Some lenders may provide decisions quickly.

  • Working capital, stock, repairs, opportunity-based decisions, and general business expenses.

  • It varies, but many lenders focus more on recent business performance.

  • We explain this clearly before any application is lodged.

Ready to explore your instant business loan options?

You’ll receive:

  • A quick pre-assessment

  • A clear explanation of your options

  • Support with your application

See Your Loan Options (Takes 30 Seconds)

100% free · No credit score impact · No obligation