Emergency Business Loans Made Simple

Clear guidance and support when your business needs funds urgently.

Depending on your situation, some lenders may offer rapid assessments.

See Your Loan Options (30 Sec)

100% free · No credit score impact · No obligation

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✔︎ Backed by 10+ years of experience in financial services.
Trusted by small business owners across Melbourne & Australia.

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Logos of Australia’s top business lenders partnered with Casey Asset Finance

When unexpected expenses put pressure on your business

Emergencies happen — often when they’re least expected.

Emergency business loans are designed to help business owners access funding options when they face:

  • Sudden equipment breakdowns

  • Urgent supplier payments

  • Cash flow shocks

  • Project delays

  • Seasonal dips

  • Unexpected expenses

  • Immediate operational needs

Our goal is to make the process as simple and clear as possible during stressful moments.

What is an Emergency Business Loan?

An emergency business loan is a short-term funding solution designed to help businesses handle urgent financial needs.

These loans are commonly used for:

  • Equipment repairs or replacements

  • Last-minute stock purchases

  • Paying overdue supplier invoices

  • Replacing broken tools or machinery

  • Covering unexpected cash flow gaps

  • Paying staff during quieter periods

They are typically:

  • Short-term

  • Unsecured

  • Based on recent trading history

  • Designed for fast decision-making

When an emergency loan may be suitable

An emergency business loan may help if you’re facing:

  • A sudden operational issue

  • An unexpected expense

  • A time-sensitive opportunity

  • A cash flow shortage

  • A breakdown in equipment needed for work

  • A gap between payments and revenue

These situations require speed — and clarity.

What lenders consider

Emergency loan lenders generally focus on:

  • Monthly business revenue

  • 90 days of bank statements

  • BAS lodgements (often last 2 quarters)

  • Cash flow stability

  • Existing loan commitments

  • Credit history

  • Reason for the urgent need

We match your situation with lenders whose criteria align with your business profile.

How instant business loans work

1. Start with a quick pre-assessment (30 secs)

Share a few basic business details.

2. Provide recent bank statements

Most lenders request your last 90 days.

3. Rapid assessment begins

Depending on the lender and your situation, decisions can be made in a short timeframe.

4. Funding follows lender timelines

If approved, settlement time varies by lender.

See which options you may qualify for

100% free · No credit score impact · No obligation

Benefits of emergency business loans

  • Fast assessments

  • Simple requirements

  • Can help stabilise short-term cash flow

  • Suitable for many industries

  • Designed for urgent situations

  • Flexible use of funds

These loans help businesses navigate unexpected challenges with clearer options.

Important things to consider

Emergency funding can be helpful, but it’s important to understand:

  • Terms are generally short

  • Repayments may be daily or weekly

  • Loan amounts depend on turnover

  • Eligibility varies by lender

  • Costs differ across loan types

We explain everything in straightforward terms so you can make an informed choice.

Emergency loan options available

Depending on your trading history, you may have access to:

  • Short-term unsecured loans

  • Working capital loans

  • Cash flow loans

  • Turnover-based funding

  • Small line-of-credit style products (case-by-case)

Most lenders look for:

  • Consistent turnover

  • Up-to-date BAS

  • Limited reversals

  • Clear reason for funds

  • Active ABN

We help guide you through the requirements.

Why businesses turn to Casey Asset Finance during urgent situations

Because clarity and support matter most when things are stressful.

We help by:

  • Explaining your options clearly

  • Matching you with suitable lenders

  • Preparing your information properly

  • Communicating transparently

  • Supporting you throughout the process

No pressure — just guidance and honesty.

What to expect when you enquire

When you reach out:

  • We discuss your situation clearly and calmly

  • We help gather the right information

  • We present your file to lenders clearly

  • We update you throughout each step

  • We support you all the way through

Our focus is on making the experience easier during an urgent moment.

Frequently asked questions

  • Depending on your situation and the lender, assessments may be completed in a short timeframe.

  • This depends on your business turnover and loan type.

  • It depends, but many lenders prioritise recent trading performance.

  • We explain this clearly before any application is submitted.

Need support with an urgent business expense?

You’ll receive:

  • A quick pre-assessment

  • Clear guidance

  • Help reviewing your options

  • Support during the entire process

See Your Loan Options (Takes 30 Seconds)

100% free · No credit score impact · No obligation