Equipment finance that’s fast, fair and built for Australian businesses
Get the right lender, structure and rate for your gear—without the run-around. Construction, trades and manufacturing welcome.
⭐⭐⭐⭐⭐ 5/5 from Australian business owners • 40+ lenders compared • Fast settlements from 24 hours
✅ No Doc Options
✅ Often 24-48 Hours
✅ Non Property Owner
No obligation. Won’t harm your credit score.
Trusted by over 40 lenders
★★★★★ 5-Star Rated Service
“Michael Pajar at Casey Asset Finance was outstanding to deal with. From the very beginning, he was efficient, professional, and incredibly knowledgeable. What really stood out to me was his honesty and genuine care he showed in understanding what would work best for my business—not just pushing a generic solution.
He navigated the short-term financing process smoothly, kept me well-informed at every step, and made sure the option we chose aligned with my business needs and cash flow. It’s rare to find someone so trustworthy and easy to work with in the finance space. Highly recommend Michael if you’re looking for a reliable and smart financial support”
— Safety & Compliance Business QLD
Who we help
We specialise in ABN-holding businesses across Australia—especially construction, trades and manufacturing.
✅ Growing operators replacing or adding gear to meet demand
✅ Startups and young ABNs (where policy allows)
✅ Private sale purchases that need smooth coordination
✅ Complex or niche/tertiary assets major banks often won’t touch
✅ Your bank and broker have both told you no
We’re a brokerage—we compare lenders, policies and structures, then recommend the best-fit option for your situation.
What we fund (examples)
✅ Forklifts & reach trucks
✅ Utes & vans
✅ Tilt trays
✅ Compactors
✅ Generators & compressors
✅ Food trucks
✅ Medical & dental equipment
✅ Trucks & trailers
✅ Excavators & skid steers
✅ Bobcats
✅ Backhoes
✅ Dozers
✅ Cranes
✅ Commercial kitchen equipment
✅ Cherry pickers & EWPs
✅ Excavators & skid steers
✅ Welders
✅ CNC & fabrication machinery
✅ Woodworking & joinery
✅ Printing & packaging
✅ Agriculture & earthmoving
No obligation. Won’t harm your credit score.
How it works (simple)
1.
Quick Call or Form
Tell us the asset, supplier, budget and timing, and most important concerns.
2.
We Map Options.
We compare lenders (rates, terms, fees, doc requirements) and advise structure.
3.
Fast Approval & Funding
We advise the best lenders and options and coordinate funding so you can get to work.
Many straightforward, asset-backed deals can settle in 24–48 hours once documents are complete. Timing varies by lender and scenario.
Why choose Casey Asset Finance
Better fit, not just better rate. Structure and lender policy can cut total cost and speed up settlement.
Low-doc know-how. Practical pathways for time-poor operators and young ABNs (where criteria allow).
Private vendor-friendly. We coordinate paperwork so pickups happen sooner and with less back-and-forth.
Clear, personalised support. You’ll speak with Michael from start to finish—no call-centres or handballing.
No property security required. Many asset-backed loans don’t require residential collateral.
40+ lenders. A wide array or lenders for every scenario. Whether it’s a truck, trailer, machinery, or a fit out.
Rates, terms and structures (plain English)
Your rate and structure depend on: asset type/age, ABN age, credit profile, deposit or trade-in, financials (if required), property ownership status, and product type. Some common products include:
Chattel mortgage (also called Equipment Loan): Own the asset from day one; interest and depreciation may be claimable (ask your accountant).
Finance lease: Use the asset and make lease payments; final repayments at the end of term transfers the asset to your business. from lender to your balance sheet.
Hire purchase: Own the asset after final payment; behaves like a loan with ownership transfer.
Product details
Typical terms range from 24–60 months.
Residual/balloon options help lower monthly repayments (subject to lender, asset type/age).
Example (illustrative only)
If you borrow $80,000 over 48 months with a residual/balloon of 20%, your monthly repayments will depend on the lender’s APR and fees. A small change in structure (e.g., residual size or size of your deposit) can materially change the total cost.
We’ll show you the options and total payable before you choose.
Important: All figures are examples only—no quote or offer. Speak to your accountant about tax treatment.
No obligation. Won’t harm your credit score.
Eligibility snapshot
✅ ABN registered business
✅ Age of ABN/GST status per lender policy (we’ll guide you)
✅ Clear, recent credit history helps—challenging histories may still be possible case-by-case
✅ Proof of ID; evidence of affordability; insurance prior to settlement
Documents you may need:
Driver licence & ABN details
Supplier quote or tax invoice
Bank statements and/or financials (for larger amounts)
Proof of insurance (prior to settlement)
Real results (quick snapshots)
Plumbing | 220k Truck | Same Day Approval
Challenge: Bank said no due to the vacuum attachment.
What we did: We liaised with the private vendor and matched them with a lender happy to fund the vacuum at truck rates.
Outcome: With approval same day, client was able to prepare for upcoming up, funded occurred within days of valuation.
Restaurant | 150k Equipment | 24 hours
Challenge: Client’s bank declined due to the asset type
What we did: Matched them to a lender that weigh more heavily on the client’s strength of credit history.
Outcome: Submitted same day when approval the following morning. Funded 30 days later per client request for payment.
Dealership | 150k Car Carrier | 24 hours
Challenge: Client’s previous broker couldn’t source the loan.
What we did: We explained that there are around 8 types of brokers, and we specialise in funding all types of equipment.
Outcome: Approved same day. Client advised they had been speaking with their previous broker for 6 straight weeks.
FAQs
Is equipment finance available without using my home as security?
Often yes. Many asset-backed loans are secured by the equipment itself. Lender policy and scenario apply.
How fast can this be approved?
Once we have the right docs, many straightforward deals can be approved within 24 hours and settled soon after.
Do you help startups or young ABNs?
Case-by-case. Low-doc pathways exist up to $75k and more with added supporting info. We’ll map a realistic path.
What’s the difference between a chattel mortgage, finance lease and hire purchase?
Chattel = you own the asset from day one. Lease = you rent it with a residual. Hire purchase = ownership transfers at the end. We’ll advise based on your needs.
Can I include a residual/balloon?
Usually yes, subject to policy. It reduces repayments but increases total interest. We’ll show comparisons.
What deposit is required?
Varies by lender, asset and credit. Many deals proceed with little to no deposit; others benefit from 10–20%.
Do you fund used equipment or private sales?
Yes—subject to lender rules, age, condition and valuation. Private sales may need extra checks.
Do you work with my supplier?
Absolutely. We coordinate documents, PPSR and settlement so pickup/delivery is smooth.
Ready to move forward?
No obligation. Won’t harm your credit score.
Compliance & about us
Casey Asset Finance (Casey Finance Australia Pty Ltd) provides business credit assistance to Australian ABN-holders. Information on this page is general only and does not take your circumstances into account. Credit is subject to lender assessment, eligibility and suitability checks. We’ll provide a personalised credit guide before proceeding.