Business Loans for Project Delays
The solution when cash flow is tight and you need funds to keep the project moving.
CASEY helps your find a solution, even if income is project-based.
100% free • No credit score impact • No obligation
🏆 Lenders’ Choice Broker of the Year Finalist (Optimise 2025)
Why this matters
Every lender in the market assesses your business differently. Some focus on trading history, others on weekly revenue, and others on cash-flow strength when projects run behind schedule. Once you pass 12+ months trading, more flexible pathways typically open up.
If project delays are stretching cash flow and you’re unsure which structure suits you, that’s completely normal. I’ll help you find options that support delivery, not add more pressure.
What you get
A tailored pathway that supports you through project delays — not a one-size-fits-all loan that ignores how your jobs actually run.
Options commonly used by established businesses needing $50,000–$150,000
Weekly repayment structures available through many lenders
Longer terms that can help keep repayments lower
Cash-flow friendly options with flexible early-exit pathways
Straightforward application process with clear next steps
Who this suits
This suits established businesses delivering projects with fixed deadlines, staged payments, and real delay risk — especially in construction, trades, fitout, manufacturing, and civil works.
Businesses trading 12+ months
Businesses wanting $50,000–$150,000 to stabilise delayed projects
Businesses wanting longer terms and manageable repayments
Businesses wanting a weekly repayment structure
Businesses dealing with delayed progress payments or variations
Businesses wanting business loans for project delays that match real cash flow
General Lender Criteria
Different lenders prioritise different strengths when projects are delayed — some emphasise stability, others emphasise current cash flow and revenue behaviour.
Some lenders offer longer-term structured loans for established businesses
Some lenders specialise in weekly repayment options
Some lenders offer flexible early-exit pathways
Some lenders accept uneven revenue if overall turnover trends are strong
Some lenders prefer businesses trading 12+ months for larger amounts
Some pathways can suit businesses already managing multiple commitments
How it works
A simple, low-stress process designed for busy operators trying to keep projects moving.
Quick chat to understand your projects, timing, and pressures
Bank-statement review to identify your strongest pathway
Match you to options suited to project-driven cash-flow swings
Present the options clearly, including repayment rhythm
You choose what feels right for your business
Fast approval and settlement to help stabilise the delay
Eligibility
Most established businesses trading 12+ months can access a wide range of pathways. If you’re under 12 months, you may still have options depending on cash flow.
ABN registered
Preferably 12+ months trading
Consistent weekly or monthly turnover
Active business bank account
Revenue sufficient to support the loan request
Use of funds
Common ways businesses use funds when projects run behind schedule:
Covering wages while delays push back income
Purchasing materials needed to keep work progressing
Paying key subcontractors to hold crews on site
Bridging gaps while progress claims are assessed
Managing site costs, rent, or equipment hire
Handling variation costs or rework without stalling jobs
Benefits
Designed to give you breathing room when projects slip — without forcing your business into unnecessary stress.
Weekly repayment options that can align with revenue
Longer terms often available for 12+ month businesses
Early exit pathways with some lenders
Fast approvals when bank statements show strong cash flow
Structures tailored to project-based income
Clear expectations before you commit to anything
The risk of going it alone
Every lender has different rules, and many don’t fully understand project-based income. Choosing the wrong structure can mean higher repayments, shorter terms, or unnecessary declines at the worst possible time.
Working with someone who understands project delays and lender thinking means you’re not guessing. You get a structure that fits how your projects run, rather than forcing your projects to fit the wrong loan.
Want repayments that actually suit your business?
If you’d like options that support you through project delays instead of adding more stress, I can walk you through your strongest pathways — quickly, clearly, and with zero pressure.
Industry pain points we usually see
This tile targets project-heavy industries dealing with delays and time pressure.
Construction facing weather delays, slow approvals, or variation disputes
Shopfitters and trades waiting on landlord or centre approvals
Civil and infrastructure projects stuck on council sign-offs or service clashes
Manufacturers waiting on client engineering changes before production
Common scenarios we usually see
Below are situations where business loans for project delays may help.
You’ve had weeks of weather delays but still need to keep crews paid
Your progress claim is held up, yet suppliers and subcontractors are due now
A key client has pushed back their project start date, leaving a cash-flow gap
The true cost
Small differences in repayment structures can add up. Even an extra $400–$600 per week over 24–36 months can quietly drain tens of thousands from your cash flow — especially if a project delay pushed you into the wrong loan.
Choosing the right pathway can help keep repayments stable and manageable, so project delays don’t quietly erode the profit you were working for in the first place.
Not sure what you qualify for?
Most business owners aren’t — especially when projects are delayed and everything feels urgent. I’ll walk you through your options in minutes so you can make a clear decision for your business, with no pressure at all.
Frequently asked questions
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Terms vary widely. Businesses trading 12+ months typically see more longer-term pathways with lower weekly repayments.
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Yes. Many pathways can still be available if your bank statements show strong overall cash flow and turnover.
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Yes. Many lenders offer weekly repayment structures for established businesses, which can suit project-driven income.
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Many established businesses secure $50,000–$150,000 depending on turnover, cash flow, and existing commitments.
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Yes. Some lenders understand project delays and may still assist if your overall repayment history is reasonable.
Related resources
Explore similar guides and related funding pathways that can help you compare structures, understand your options, and choose the right approach for your business.