Business Loans for Growth Opportunities
When you need to access funds to grow the business, secure a job, or plan ahead.
CASEY helps find the best loans tailored for your business.
100% free • No credit score impact • No obligation
🏆 Lenders’ Choice Broker of the Year Finalist (Optimise 2025)
Why this matters
Every lender in the market assesses your business differently. Some look at trading history, others prioritise cash flow strength, while others examine revenue consistency. Once you pass 12+ months trading, far more options open up — including structures that actually support business growth.
If you’re not sure which pathway suits your next stage of growth, that’s completely normal — most business owners aren’t. I’ll guide you clearly and quickly.
What you get
A tailored pathway that supports your next stage of growth — without trying to force your business into a structure that doesn’t fit.
Options commonly used by established businesses needing $50k – $150k
Weekly repayment structures available through many lenders
Longer terms to help keep repayments lower
Cash-flow friendly options with flexible early-exit pathways
Straightforward application process with clear next steps
Who this suits
This suits growing businesses across construction, trades, manufacturing, retail, logistics, and professional services — especially those planning to expand, hire, upgrade equipment, or take on larger projects.
Businesses trading 12+ months
Businesses wanting $50,000–$150,000 in growth capital
Businesses wanting longer terms and lower repayments
Businesses wanting a weekly repayment structure
Businesses planning to scale, hire or expand operations
Businesses wanting a structure that fits their revenue rhythm
General Lender Criteria
Different lenders prioritise different strengths — some value stability, others value cash-flow, while others focus on overall revenue behaviour.
Some lenders offer longer-term structured loans for established businesses
Some lenders specialise in weekly repayment options
Some lenders offer flexible early-exit pathways
Some lenders accept uneven revenue if turnover trends are strong
Some lenders prefer businesses trading 12+ months for larger amounts
Some pathways suit businesses already managing multiple commitments
How it works
A simple, low-stress process designed for busy business owners preparing for growth.
Quick chat to understand your goals
Bank-statement review to identify your strongest pathway
Match you to options suited to your revenue and cash-flow rhythm
Present the options clearly (no pressure)
You choose what feels right
Fast approval and settlement
Eligibility
Most established businesses trading 12+ months qualify for a wide range of funding pathways. If you’re under 12 months, you may still have options depending on cash flow.
ABN registered
Preferably 12+ months trading
Consistent weekly or monthly turnover
Active business bank account
Revenue sufficient to support the loan request
Use of funds
Common use cases for $50,000–$150,000 growth capital:
Hiring and payroll
New equipment or tools
Stock and inventory for expansion
Marketing to increase revenue
Materials for larger contracts
Renovations or upgrades
Opening new sites or service areas
Taking on bigger opportunities
Benefits
Designed to give you flexibility and stability as you scale.
Lower-stress weekly repayment options
Longer terms often available for 12+ month businesses
Early exit pathways
Fast approvals when cash flow is strong
Tailored structures that support growth
Clear expectations before you commit
The risk of going it alone
Every lender has different rules, and picking the wrong one can mean higher repayments, shorter terms, or unnecessary declines. Many business owners miss stronger pathways simply because they chose the wrong lender at the start.
Working with someone who understands how lenders think means you’re not guessing — you get a structure that fits your business rather than forcing your business to fit the wrong loan.
Want repayments that actually suit your business?
If you’d like options that match your cash flow, not fight against it, CASEY can walk you through your strongest pathways — quickly, clearly, and with zero pressure.
Industry pain points we usually see
This tile is customised for growth opportunities as required by the anti-duplication engine
Construction facing larger project demands and needing upfront materials
Trades needing extra staff or tools to take on more jobs
Manufacturers needing bulk stock for higher output
Retailers preparing for seasonal spikes or new product lines
Common scenarios we usually see
Below are real-world growth scenarios aligned to the keyword:
You’ve won a new contract and need funds to ramp up production
You’re opening a second location and need upfront investment
You need extra staff to service rising demand
The true cost
Small differences in repayment structures can add up. Even an extra $400–$600 per week over 24–36 months can drain tens of thousands from your cash flow — simply because the wrong structure was chosen early.
Choosing the right pathway helps keep repayments stable so your business can grow with confidence.
Not sure what you qualify for?
Most business owners aren’t — and that’s completely normal. I’ll walk you through your options in minutes so you can make the best decision for your business, with no pressure at all.
Frequently asked questions
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Terms vary widely. Businesses trading 12+ months typically see more longer-term pathways with lower weekly repayments.
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Yes — many lenders offer weekly repayment structures for established businesses.
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Some lenders offer flexible early-exit pathways. If this matters, We’ll prioritise those options.
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Many established businesses secure $50,000–$150,000 depending on turnover and cash flow strength.
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Yes — many pathways allow funds to support expansion, staffing, and new opportunities.
Related resources
Explore similar guides and related funding pathways that can help you understand your options clearly.