EOFY Business Finance Checklist 2025
Last updated: 23 April 2025
Avoid the Panic. Make Smart Moves. Get Ahead.
As EOFY creeps up, most business owners do the same thing: scramble.
They’re chasing their accountant. Reacting to cash gaps. Wondering if they’ve missed another tax deduction.
But not you.
Because you’ve landed here — and this post is your unfair advantage.
You’re about to learn the five moves smart business owners make before June 30 to stay in control, protect their cash, and set up a stronger new year.
Let’s get you sorted.
1. Check Your Cash Flow — Not Just Your Profit
The number that matters right now isn’t profit. It’s cash.
If you:
Have a BAS due
Are waiting on a chunky invoice
See a tight few months coming…
Then now’s the time to consider a cash buffer — not after the problem hits.
Think of it like insurance for your cash flow. You don’t have to use it — but having a pre-approved facility in place now could save your business later.
2. Get In Before the EOFY Finance Backlog Hits
Here’s the truth: lenders get jammed in May and June.
Applications that normally take 24–48 hours can blow out to 2+ weeks.
That means the clients who apply early… get approved early.
If you’re planning to:
Upgrade a ute, truck or fit-out
Finance new equipment
Reinvest to reduce tax
Apply now. Not later.
I see this every year: the businesses that win EOFY are the ones that start early.
3. Upgrade Now and Claim the Full Deduction
The instant asset write-off could still apply to your business this year — depending on turnover and purchase amounts.
(Your accountant will confirm — but most equipment, tools, and vehicles are fair game.)
That means:
Upgrade now
Claim the full deduction this year
Pay it off over time with finance
It’s one of the only ways to reduce tax and grow at the same time.
4. You Don’t Need Perfect Paperwork to Get Approved
Maybe you’ve had a hectic year.
Maybe the books aren’t ready yet.
Maybe you’ve only just gone GST-registered.
That’s okay.
We help businesses get funding with:
No financials
No BAS
Just an ABN, driver’s licence, and 90 days of bank statements
Up to $75K approved in 24 hours. No lectures. No unnecessary questions. Just a fast “yes” from someone who gets it.
5. Talk to a Broker Who’s in It With You
EOFY isn’t the time to be chasing banks or waiting on hold.
You want someone who:
Knows the lender shortcuts
Answers when you call
Actually listens to what you need — and works to make it happen
That’s exactly what I do at Casey Asset Finance.
You won’t get a pushy salesperson. You’ll get a partner.
So — What’s the Move?
EOFY isn’t just a deadline.
It’s a chance to:
Save on tax
Strengthen your cash flow
Make your business more resilient for the year ahead
If you’re even considering a finance move before June 30 — now is the time.
Let’s Get It Sorted, Together
No pressure. No hard sell. Just a quick conversation to see what’s possible.
Call Michael on 0450 622 115
or
Enquire now — and let’s get you ahead of EOFY.
