Bank Statement Business Loans
If you don’t want heavy paperwork, bank-statement assessment can be a practical pathway.
Where the banks often require financials, we typically request statements only.
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Why lenders use bank statements
They show true cash flow patterns
They highlight recent stability (or recovery)
They can see if you can afford repayments
What lenders usually look for
Consistent cash inflows
Dishonours/arrears patterns (and explanations)
Any existing commitments
End-of-day average balance behaviour
How CASEY helps
We help you present the story your statements are already telling — clearly and credibly.
Want the full unsecured hub guide?
This page focuses on statement-based pathways. Full guide:
Unsecured Business Loans →
Frequently asked questions
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Typically at least six months for business-loan pathways.
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Context and recent improvement can matter — not just one bad month.
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Often not for many scenarios, but requirements vary by lender and situation.