Same-Day Business Loans Made Simple

Funding options that work on your timeline — with clear guidance and support from start to finish.

Depending on your circumstances, some lenders may offer approval as fast as the same day.

See Your Loan Options (30 Sec)

100% free · No credit score impact · No obligation

🏆 Lenders’ Choice Broker of the Year 2025 Finalist (Optimise Awards).
✔︎ Backed by 10+ years of experience in financial services.
Trusted by small business owners across Melbourne & Australia.

Our Panel of 40+ Lenders

Logos of Australia’s top business lenders partnered with Casey Asset Finance

When your business needs funding today

Sometimes waiting isn’t an option.

Same-day business loans exist to help business owners:

  • Cover urgent expenses

  • Take on new opportunities

  • Manage cash flow gaps

  • Handle unexpected shortfalls

  • Keep operations moving

We help simplify the process so you can focus on running your business.

What is a Same-Day Business Loan?

A same-day business loan is a short-term funding solution designed for speed.
Depending on your situation, some lenders may be able to review your business details and provide an approval decision within the same business day.

These loans are commonly used for:

  • Stock or inventory

  • Repairs or maintenance

  • Supplier payments

  • Marketing

  • Staff costs

  • Cash flow support

They are typically:

  • Unsecured

  • Short-term

  • Based on recent turnover

  • Designed for fast processing

Who same-day loans suit best

A same-day business loan may be suitable if you:

  • Have consistent business turnover

  • Need funds urgently

  • Want a simple, quick process

  • Prefer short-term funding

  • Need support during cash flow dips

  • Want clearer guidance on what’s possible

If you’re unsure whether same-day funding is right for your situation, we can help walk through it.

What lenders look for

Most same-day-loan lenders focus on:

  • Recent business turnover

  • Bank account conduct

  • BAS lodgements (usually past two quarters)

  • Stability of cash flow

  • Purpose of the loan

  • Credit history

Each lender sets their own criteria — our job is to help match you with the most appropriate option.

How same-day business loans work

1. Quick pre-assessment (30 seconds)

Share a few basic details about your business.

2. Provide recent bank statements

Most lenders only need your last 90 days of business activity.

3. Your loan options are reviewed

Depending on your situation, lenders may be able to provide a decision the same day.

4. Funding is finalised

If approved, settlement timelines depend on the lender and your application.

See which options you may qualify for

100% free · No credit score impact · No obligation

Benefits of same-day business loans

  • Fast processing

  • Simple documentation

  • Shorter terms

  • Flexible use of funds

  • Available to many industries

  • Designed for urgent needs

These loans help businesses stay on track without long delays.

Things to consider

While same-day loans are helpful, it’s important to understand:

  • They are short-term funding products

  • Repayments can be daily or weekly

  • Loan amounts depend on turnover and cash flow

  • Costs vary between lenders and loan types

We’ll walk through everything clearly so you can make an informed decision.

Common same-day funding options

Depending on your business profile, options may include:

  • Short-term unsecured loans

  • Working capital loans

  • Cash flow loans

  • Turnover-based funding

  • Line-of-credit style products (case-by-case)

Some lenders require:

  • Consistent turnover

  • BAS up to date

  • Limited payment reversals

  • An active ABN

We help simplify the requirements.

Why businesses choose Casey Asset Finance

Clear communication, honest guidance, and support throughout the process.

We help by:

  • Explaining how same-day products work

  • Matching you with the right lenders

  • Preparing your information clearly

  • Supporting you through the steps

  • Keeping everything transparent

Our goal is to make the experience simple and stress-free.

What to expect from the process

When you enquire:

  • We speak with you briefly to understand your goals

  • We outline your options clearly

  • We help gather the right information

  • We ensure your application is presented clearly to lenders

  • You receive support from start to finish

No pressure, no confusion — just clarity.

Frequently asked questions

  • Depending on your situation and the lender’s criteria, some assessments may be completed within the same business day.

  • This depends on your turnover, cash flow, and existing commitments.

  • We explain this clearly before any submission.

  • Most lenders require your last 90 days of bank statements.

Ready to check your same-day business loan options?

You’ll receive:

  • A quick pre-assessment

  • Clear explanation of your options

  • Guidance on what lenders need

  • Support with your application

See Your Loan Options (Takes 30 Seconds)

100% free · No credit score impact · No obligation